What makes a company or commercial vehicle case different from other accidents?
One questions that people sometimes ask is what makes commercial vehicle accidents different than a regular car accident. This is a good question, especially when you consider that sometimes company vehicles are the same cars that you or I drive each day.
To understand the difference, you must first understand what a commercial vehicle is. A commercial vehicle is any vehicle (even a passenger car or truck) that is used by an employee of a business (read more here).
So if company vehicles can be just like normal cars and trucks, why are these cases different than a run-of-the-mill car accident? It really boils down to one thing: Insurance Coverage.
Company Vehicles & Insurance Coverage
The main difference between a regular vehicle and a company vehicle, at least when it comes to an accident, is the amount of insurance coverage available to help injured people.
In Texas, the minimum limits standard liability policy is only $30,000.00. That may sound like a lot of money until you’re seriously hurt in an accident. A serious injury with broken bones, and a 1-2 night hospital stay can quickly exhaust the $30,000.00 that a normal passenger vehicle in Texas is likely to carry.
However, company vehicles are generally required to carry commercial insurance policies with much higher limits. But, insurance companies will go to great lengths to hide the fact that the vehicle is a “company vehicle,” and hide the fact that there is more than minimum coverage.
Don’t Fall Victim to Insurance Company Tricks
If you’ve been injured by a vehicle that you suspect is owned by a business, or being used for business purposes, the insurance company will take you for a ride, and do almost anything they can (including dishonesty) to make you think that it’s a regular insurance policy.
Don’t risk your health or your financial future by falling victim to these tactics.
Get experienced and aggressive company vehicle lawyers in your corner today by calling us at(210) 910-4357right now.
Get Your FREE 5-Point Case Evaluation
We offer injured persons a FREE 5-Point Case Evaluation, which is a written report that helps accident victims understand their case, provides answers to common questions, and gives help and guidance as to what steps should be taken.
If you are ready to get an experienced company and commercial vehicle injury attorney fighting for you, call us at (210) 910-4357.We offer a FREE 5-Point Case Evaluation with one of our attorneys. The meeting is free, and confidential, and will answer your questions and help you understand your case, and what you should do to best protect your future. You can also contact us via email from our website and we can schedule an appointment for you to help you learn your rights, and understand how to protect your interests. Don’t wait another minute to get the commercial vehicle settlement that you need and deserve.